How To Check Bank Balance On Your Mobile : Dial *99# Without Internet

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National Payment Corporation of India (NPCI) launched unique service for GSM mobile subscribers across India, which will allows customer to check their bank Balance on any mobile and without internet connection by just dialing *99# USSD code.

Initially GSM mobile subscribers of MTNL and BSNL can avail this service by obtaining MMID code from their current bank account. In few months all other GSM subscribers of  Airtel, Vodafone, Idea, Aircel can also check Bank Balance and process Banking activity from their GSM mobile by dialing *99#.

How to check bank balance on mobile by dialing *99# ?

1. GSM subscriber with any mobile handset can dial *99# and wait for display message.

2. Service will ask 7 digit MMID code to enter

3. obtain MMID code from your Bank online by logging to bank website or calling customer care.

4. After obtaining 7 digit MMID (mobile money identifier) code enter it and link your Bank account to your mobile number by following USSD instruction.

5. After successful linking and registering MMID with your phone number, customer can commence any Banking transaction like Checking account balance, Mini statement, Funds transfer etc. without any charge.

Major banks in India such as ICICI Bank, SBI, Axis Bank, Bank Of Baroda, HDFC Bank, PNB and Citibank provide 7 digit MMID code online by logging on their official website for registered Netbanking customers. Customer may also need to register for SMS Banking with their respective bank to obtain MMID code.

Also check out this recent article if you want to open zero balance saving account in bank.

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One Response

  1. Shivansh Rao

    January 5, 2017 12:15 am

    Their is a really big error in this software as it is necessarily made for black and white phones which do not operate n android or ios or windows well a really important thing here to know is that those phones also do not contain a space bar. The designer of this facility made this on an android and had the space bar button on it where as when in the interface when debit card no and expiry is needed their the instruction is separate them by space, but how to give it in black and white phones like nokias.


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